Melio vs Streak
A head-to-head comparison to help you pick the right tool
Melio
Melio is a business bill payment platform that simplifies accounts payable for small businesses. It lets you pay any vendor by bank transfer or card, even if they only accept checks, and syncs with QuickBooks and Xero.
Streak
Streak is a CRM built directly inside Gmail, allowing users to manage their sales pipeline without ever leaving their inbox. It turns Gmail into a fully functional CRM with pipelines, contact tracking, and email tools. Streak is ideal for solopreneurs and small teams that do all their business communication through Gmail.
Pros
- ✓Free to use for bank transfers
- ✓Pay vendors who only accept checks
- ✓Seamless QuickBooks and Xero sync
- ✓Good for managing AP workflows
- ✓Fast setup
Cons
- ✗Focused only on accounts payable, not full accounting
- ✗Card payments carry a fee
- ✗Limited reporting
- ✗Not a replacement for full accounting software
Pros
- ✓Works entirely inside Gmail — zero context switching
- ✓Free plan is genuinely useful for individuals
- ✓Easy to set up in minutes
- ✓Great for solopreneurs and freelancers
Cons
- ✗Only works if your team uses Gmail
- ✗Not suitable for large teams or complex sales processes
- ✗Limited features compared to standalone CRM platforms
Our Take
Choose Melio if small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software. Choose Streak if solopreneurs and small teams that manage all business communication through gmail.
Best For
Small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software
Best For
Solopreneurs and small teams that manage all business communication through Gmail