Patriot Payroll vs Gusto

Patriot Payroll

Patriot Payroll is one of the most affordable full-service payroll solutions for small businesses. It offers basic payroll and full-service payroll tiers, with the full-service option handling all federal, state, and local tax filings. Patriot is popular with very small businesses and solo operators who want simple, reliable payroll without complex features.

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Gusto

Gusto is a full-service HR and payroll platform built for small businesses. It handles payroll taxes automatically, offers employee benefits administration, and includes onboarding tools that make it easy to bring on new hires. Gusto is known for its clean interface and transparent pricing, making it a top choice for founders managing HR for the first time.

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Pros

• ✓One of the most affordable payroll solutions available
• ✓Simple and easy to use with minimal learning curve
• ✓US-based customer support available by phone
• ✓Free trial available before committing

Cons

• ✗Limited features compared to full HR platforms
• ✗No mobile app for running payroll
• ✗Benefits administration not included
• ✗Less suitable for businesses with complex payroll needs

Pros

• ✓Automatic federal, state, and local tax filing saves hours each month
• ✓Transparent flat-rate pricing with no hidden fees
• ✓Excellent onboarding flow with offer letters, e-signatures, and self-onboarding
• ✓Strong benefits administration including health, dental, and 401k

Cons

• ✗International payroll is limited and requires third-party tools
• ✗Can get expensive as headcount grows beyond 50 employees
• ✗Reporting and analytics are basic compared to enterprise tools

Best For

Very small businesses and solo operators wanting the most affordable payroll solution

Best For

Small businesses under 100 employees